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Spanish Prime Minister Mariano Rajoy on Wednesday addressed the Spanish Congress in the wake of the ""suspended"" declaration of independence made by Catalan leader Carles Puigdemont.

　　People wave Spanish national flags in a march with the slogan "Enough and let's recover the sensibility" Michael Thomas Saints Jersey , to defend the Spanish constitution and the unity ofSpainin Barcelona, Spain, Oct. 8 P.J. Williams Black Jersey , 2017. (XinhuaJuan Carlos Rojas)

Puigdemont on Tuesday proposed to suspend the effects of the declaration of independence a few weeks in order to open a process of dialogue.


In his speech, Rajoy began by rejecting Puigdemont's offer for dialogue, saying he needed to ""offer citizens the clarity and security that citizens need.""


He said it was in Puigdemont's hands to ""return to normality... and I fervently hope he makes the right choice"".


Rajoy cast doubts on the results of the Oct. 1 independence referendum Andrus Peat Black Jersey , which has been declared illegal by the Spanish Constitutional Court, saying ""nowhere in the world takes what happened on Oct. 1 seriously"".


""When the democratic law is broken, democratic society suffers and slips into chaos Sheldon Rankins Black Jersey ,"" said the PM.


""Any government is obliged to defend the unity of the country,"" he said, highlighting that he had looked for agreements with the Socialist Party and center-right force Ciudadanos.


Rajoy also made an appeal to moderate Catalans and said he had always ""been open"" to dialogue Trey Hendrickson Black Jersey , but that he could not accept the ""unilateral imposition"" of a ""certain point of view"", nor could he negotiate ""about the indivisibility of Spain.""


Anyone who wanted to mediate had to bear this in mind, he said Alex Anzalone Black Jersey , insisting there was ""no mediation possible between democratic law and disobedience, illegality.""


""It is time to put an end to this with serenity, prudence and the aim of returning to coexistence Alvin Kamara Black Jersey ,"" concluded Rajoy.


Rajoy had previously given a brief press conference from his official residence in the Palacio de la Moncloa, in which he had asked Puigdemont to clarify if he had declared Catalan independence on Tuesday evening.


Socialist leader Pedro Sanchez agreed with Rajoy that Puigdemont needed to explain the situation, but also made an appeal for Constitutional change.


""We have always said the best way to defend the constitution is to reform it. Some aspects of territorial coexistence must be updated"" Marcus Williams Black Jersey , said Sanchez.



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BEIJING， Nov. 3 (Xinhua) -- The latest quarterly reports of Chinese banks pointed to milder growth in bad loans， adding to evidence that the country's credit risk is under control albeit increasing.


China Construction Bank (CCB)， one of China's "big four" state-owned lenders， posted a 1.56-percent non-performing loan (NPL) ratio at the end of September， down from 1.58 percent at the end of 2015.


China Minsheng Bank and China Everbright Bank， two smaller lenders， saw their bad loan ratios drop 0.03 percentage points and 0.1 percentage point， respectively， in the past three quarters.


Agricultural Bank of China， another of the "big four，" kept a stable NPL ratio， while that of Industrial and Commercial Bank of China (ICBC)， the country's largest lender， rose to 1.62 percent from 1.5 percent at the end of 2015.


Though some banks' NPL ratios continued to increase， overall growth was subdued compared with late 2015， when almost all banks reported higher NPL ratios， said Guo Tianyong， a researcher at the Central University of Finance and Economics.


He attributed the improvement to a stabilizing economy and counter measures introduced by lenders.


Concerns about the quality of China's banking assets have been on the rise amid fast credit expansion， as the country seeks to prop up the economy against a backdrop of lackluster global growth.


Chinese banks as a whole saw an NPL ratio of 1.75 percent at the end of June， stable from a quarter earlier but up from 1.67 percent at the end of 2015， with bad loans reaching 1.44 trillion yuan (213 billion U.S. dollars)， according to official data.


In a sign of abating pressure， the country's economy stabilized in recent months， holding steady at 6.7-percent growth in the third quarter of 2016. Its manufacturing sector expanded at the fastest pace in more than two years in October， well above market expectations.


Banks have used their profits and loss provisions to write off bad loans， while adjusting their lending structure to avoid potential losses.


Lenders in eastern China's Jiangsu Province rejected combined applications of 16.5 billion yuan of loans in five poorly performing industries in the first nine months of this year， said Ding Can， deputy head of the provincial banking watchdog.


In contrast， loans to strategic emerging industries such as new materials， high-end equipment and biotechnology reached 311.7 billion yuan at the end of September， up 41.6 billion yuan since the start of the year， Ding told Xinhua.


Moreover， banks are exploring new ways to tackle bad loans. China has allowed lenders to issue asset-backed securities using NPLs as collateral on a trial basis. Last month， the government detailed a plan for the long-discussed debt-for-equity swaps， where companies can exchange bad debt for stocks.


Overall， China's banking sector has a relatively high provision coverage ratio， capital adequacy and profitability; and the country's credit risk is controllable， said Wang Zhaoxing， deputy chair of China Banking Regulatory Commission (CBRC)， the national banking regulator.


It is normal for banks' NPL ratio to go up when the economy slows， he said， noting that the Chinese banking industry's bad loan level is not very high compared with foreign counterparts.


ICBC and CCB saw their provision coverage ratios， a measure of funds set aside to cover loan losses， fall to 136 percent and 149 percent resp. J.J. Watt Jersey James Conner Jersey Derek Carr Jersey Authentic Dak Prescott Jersey Christian McCaffrey Womens Jersey Carson Wentz Youth Jersey Calvin Ridley Kids Jersey Baker Mayfield Kids Jersey Antonio Brown Kids Jersey Alvin Kamara Kids Jersey

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